Abandoned Accounts | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by June 25, 2024. Click here for more details.

When it comes to loan rates, LESS IS MORE LIKE IT!

Right now, get a 3% loan rate discount* on any personal loan, including debt consolidation and signature loans.

 A percentage of every loan is donated to the American Cancer Society or the American Heart Association.

The American Cancer Society

The American Cancer Society is the leading cancer-fighting organization with a vision of ending cancer as we know it for everyone. Their organization is working to improve the lives of people with cancer and their families through advocacy, research, and patient support to ensure everyone has an opportunity to prevent, detect, treat, and survive cancer.
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The American Heart Association

The American Heart Association is the nation’s oldest, largest voluntary organization devoted to fighting cardiovascular diseases and stroke. Their mission is to improve the lives of all Americans by providing public health education in a variety of ways and building healthier lives free of cardiovascular diseases and stroke.

Join 5Point Credit Union as we inspire the community to honor their reasons to live healthier, longer lives – by giving.






 

With lower interest rates and lower monthly payments, you can save thousands. Use the loan for whatever you need:

  • Debit consolidation
  • Pay off credit cards
  • Home improvements & repairs
  • Vacations
  • Medical expenses
  • Computers

Personal Loans/Signature Loans

These unsecured loans feature a fixed rate and term, and require no collateral other than your signature and promise to pay. These loans often finance an item such as a wedding, a vacation, medical expenses, or home improvement - i.e, anything that can't be used as collateral.

Apply now and get a pre-qualified offer in 2 minutes or less without impacting your credit score.

 Personal/Signature

Debt Consolidation Loans

A debt consolidation loan combines multiple loans into one single loan. Because a debt consolidation loan is typically at a much lower rate than what most companies charge, you'll pay less in interest- which reduces your total monthly payment. With a single lower monthly payment, you can save hundreds, or even thousands, of dollars over the term of your loan.

Apply now and get a pre-qualified offer in 2 minutes or less without impacting your credit score.

 Debt Consolidation
*Automatic 2% rate discount. Must qualify for additional 1%. No other discounts apply. Offer of credit is subject to credit approval. Rate discount applies to new personal, signature and debt consolidation loans only. Membership required. A portion of every loan will be donated to the American Cancer Society or the American Heart Association.  Offer valid 1/2-4/30/2024.
 
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